Galicia: Strong On Fundamentals, Brutal On The Upside

  • Grupo Financiero Galicia became the largest private bank in Argentina after acquiring HSBC, significantly increasing its market share, deposit base, loan portfolio, and operational capacity, positioning itself for a strong future. The stock trades at attractive multiples well below global financial averages, supported by outstanding profitability metrics including a ROE of 31.8% and a ROA of 4.44%,. Galicia's digital ecosystem, including its fintech Naranja X, boasts millions of active users monthly and daily, enabling the bank to expand customer reach, improve operational efficiency, and drive sustainable revenue.