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ANZ Group Holdings Limited (OTCPK:ANZGY) Q1 2025 Earnings Conference Call May 7, 2025 8:00 PM ET Company Participants Jill Campbell - Head of Investor Relations Shayne Elliott - Chief Executive Officer Farhan Faruqui - Chief Financial Officer Kevin Corbally - Chief Risk Officer Maile Carnegie - Group Executive Australia Retail Mark Whelan - Group Executive Institutional Conference Call Participants Ed Henning - CLSA Matthew Wilson - Jarden Richard Wiles - Morgan Stanley John Storey - UBS Jonathan Mott - Barrenjoey Brian Johnson - MST Tom Strong - Citi Matt Dunger - Bank of America Carlos Cacho - Macquarie Andrew Triggs - JP Morgan Operator Jill Campbell Good morning, everyone. I'm Jill Campbell, ANZ's Head of Investor Relations.