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Webster Financial Corporation (NYSE:WBS ) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Emlen Harmon - Director, IR John Ciulla - CEO Neal Holland - CFO Luis Massiani - President and Chief Operating Officer Conference Call Participants Andrew Leischner - KBW Jared Shaw - Barclays Mark Fitzgibbon - Piper Sandler Matthew Breese - Stephens Casey Haire - Autonomous Research Timur Braziler - Wells Fargo Manan Gosalia - Morgan Stanley Bernard Von Gizycki - Deutsche Bank Daniel Tamayo - Raymond James Laurie Hunsicker - Seaport Samuel Varga - UBS Jon Arfstrom - RBC Capital Markets Anthony Elian - JPMorgan Operator Good morning, and welcome to Webster Financial Corporation First Quarter 2025 Earnings Conference Call. Please note, this event is being recorded.