U.S. Bancorp's Platform-Based Reinvention Means Moving From Branches to Back End

  • U.S. Bancorp, the country's fifth-largest commercial bank by assets, isn't typically the flashiest name in financial services or FinTech. But on Thursday morning's (July 17) second quarter 2025 investor earnings call, the Minneapolis-based financial institution's executives stressed to investors that they was doubling down on embedded payments, blockchain and AI-infused infrastructure.