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Posted by
Two Blokes Jul 14 -
Filed in
Stock
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2 views
For most investors, especially beginners, I recommend avoiding individual stock picking and instead investing in broad market ETFs. SPY and VTI both offer diversified, low-cost exposure to the US stock market, but SPY's concentration in blue-chip firms has led to better returns and lower drawdowns. VTI includes mid- and small-caps, which can boost returns in early bull markets but also increase volatility and downside risk during downturns.